The major U.S. phone and internet providers all let you pay your bill by eCheck - an ACH payment or bank draft from your checking account - often the fee-free option and sometimes discounted. We confirmed the 8 largest carriers below. Note: Xfinity Mobile and some wireless arms are card-only, while residential internet, TV, and phone take bank ACH.

Verizon

AutoPay or one-time payment from a checking or savings account (ACH); also by phone.

Visit Verizon website

AT&T

AutoPay by EFT from a checking or savings account; bank AutoPay earns a monthly per-line discount.

Visit AT&T website

T-Mobile

AutoPay from a linked bank account (Pay by Bank/ACH); qualifies for the AutoPay discount.

Visit T-Mobile website

Xfinity (Comcast)

Recurring ACH debit from checking or savings for residential service (earns a bank-pay discount); Xfinity Mobile is card-only.

Visit Xfinity (Comcast) website

Spectrum (Charter)

Auto Pay or one-time payment from a checking or savings account online or in the app.

Visit Spectrum (Charter) website

Cox Communications

EFT/EasyPay AutoPay from a checking or savings account; also by phone.

Visit Cox Communications website

CenturyLink / Brightspeed

Fee-free AutoPay or one-time payment from a checking or savings account (cards add a fee).

Visit CenturyLink / Brightspeed website

TDS Telecom

Free TDS ePay online bill pay and AutoPay from a checking or savings account.

Visit TDS Telecom website

Frequently asked questions

Can I pay my phone or internet bill with an eCheck?

Yes. Every major U.S. carrier - Verizon, AT&T, T-Mobile, Xfinity, Spectrum, Cox, CenturyLink/Brightspeed, and TDS - lets you pay by eCheck or bank draft from a checking or savings account.

Does Verizon, AT&T, or T-Mobile accept eCheck?

Yes. All three let you set up AutoPay from a linked bank account (ACH). AT&T and T-Mobile also give a monthly per-line discount for bank AutoPay.

Is bank AutoPay cheaper for phone bills?

Often. AT&T and T-Mobile give their full AutoPay discount only for bank-account (or debit) AutoPay, and several providers charge no fee for bank payments while cards may cost extra.

Does Xfinity accept eCheck?

Yes for residential internet, TV, and phone - recurring ACH from checking or savings, which earns a bank-pay discount. Xfinity Mobile, the wireless arm, is card-only.

Was this list helpful?

Other eCheck Accepted categories: